Use one month of home loan figures to estimate your offset benefit and check whether the interest charged looks consistent with your offset being linked.
Use figures covering the same calendar month.
We will compare the interest charged with estimated interest both with and without your offset balance.
Important: This calculator provides an estimate only and cannot conclusively confirm that an offset account is linked. Results depend on the accuracy of the information entered and do not account for every lender’s calculation method, daily balance movement, rate changes, fees, transaction timing, partial offsets or loan-specific terms. Check your loan and offset account details with your lender or broker.
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This is general information and does not take into account your objectives, financial situation or needs. Emerge Finance Pty Ltd. Credit Representative 465382, authorised under Australian Credit Licence 389328.
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