You're in safe hands with our award-winning team of Brisbane finance experts
The Emerge Finance team are at the top of our game, and we've got the industry awards to prove it. We've helped thousands of Australians purchase – and pay off – their first home or dream home. It's our job to ensure you get a loan you can live with, today and tomorrow.
Recognised as one of Queensland's leading businesses
There are over 16,000 mortgage brokers in Australia. We're one of the Top 100
We work for you, not the banks
We help hard-working people realise the Great Australian Dream of home ownership. To us, finance is about helping you build wealth so that you can live a life on your terms. It's a journey we love sharing with our clients.
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What our clients say about working with us
Natasha JANULIS
28. May, 2024
Always a pleasure working with Simon and the whole team at Emerge Finance.
Everyone is incredibly friendly and helpful.
I would highly recommend this place to anyone looking for high quality service and a great overall experience.
I have been working with the team for 4years now and I wouldn’t pick anyone else to get my morgages. :) :)
Mark Scott
23. May, 2024
We were recommended Adam and his team from one of our friends, and they were absolutely fantastic. They made the daunting experience of purchasing our first home a lot smoother, and made it surprisingly stress free. Adam’s communication and advice couldn’t have been better during the whole process, making sure we understood everything going on. Michelle was also great in assisting us with the finance and documentation side of the process. Couldn’t recommend more!
Lisa Tamoua
22. May, 2024
Simon and Michelle at Emerge Finance truly exceeded our expectations! We were facing a challenging finance situation with a tight deadline, but they handled it with grace and expertise. Their dedication and professionalism shone through as they diligently explored numerous mortgage solutions tailored to our needs and absolutely saved us thousands. Their accessibility and clear communication made the process seamless for us. Without their invaluable assistance, we would have missed out on purchasing our dream home. We wholeheartedly recommend Simon and Michelle and the team at Emerge for anyone seeking top-notch financial solutions!
Clinton Grills
17. May, 2024
We recently purchased a place in Sydney and Adam and Michelle were very helpful, making the whole process of getting a home loan painless.
We are confident that we currently have the home loan best suited to our needs, and knowing that Adam and the team will review our circumstances and our loan every few years to make sure we always have the loan best suited to our needs is very reassuring.
Highly recommended.
Susie Long
15. May, 2024
I found Adam, Linda and everyone I encountered at Emerge extremely helpful, knowledgeable, and thorough. I will definitely be engaging Emerge again for any future finance assistance. Thanks team! Fantastic job and a pleasurable experience. Susie.
Alice
14. May, 2024
I recently worked with Adam and the team at Emerge Finance for the purchase of my first home, and I couldn’t be more pleased with the experience. The guidance that Adam and the team gave me in planning and eventually making my first purchase was invaluable and made the process incredibly smooth and stress-free. Adam took the time to understand my personal financial situation, explain various loan options and guide me through each step. Adam and the team were always available and ready to help out with any questions along the way. I highly recommend their services to anyone. Thank you for making my first home buying experience an easy and positive one!
We source your loan from our range of 40+ lenders and banks
Want to know how much you can borrow for a home loan?
The banks have a complex set of rules to decide how much they'll let you borrow for your dream home. You only ever want to afford to borrow what you can afford to pay back, but if you're looking for ways to maximise your borrowing capacity, we can help.
Optimising your application
Our insight into the banks' closely guarded policies allows us to craft loan applications they'll find hard to resist.
Getting the strategy right
It's about more than just the interest rate and we'll make sure the loan is structured to support your long-term goals.
When was the last time you reviewed your homeloan interest rate?
With the cost of living crisis, a mortgage is potentially your largest monthly expense. An additional discount on your mortgage can have a big impact on your long term interest savings over the life of your loan.
Banks sometimes charge a ‘loyalty tax’ where they don’t reward existing customers, but offer better interest rates for new-to-bank customers. Most borrowers don’t know how to negotiate with their bank, who to call or speak to at the bank, what to say, what to ask for, how to negotiate – let us do that on your behalf with our complimentary service.
If you've got big goals, we've got the expertise to help you make it happen. We'll scour the market for the most competitive products, negotiate with the banks, and make sure the process is seamless.
Emerge Finance are award-winning Brisbane mortgage brokers who work hard to make the home loan process as seamless as possible. We work with ambitious people who want more out of life, and we look forward to helping you on your property journey too!