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Find out how much I can borrow

Emerge Finance > Find out how much I can borrow
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We help you put your best foot forward 

How to improve your borrowing capacity

If you're buying your first home, we can provide you with tips and tools to maximise your borrowing power, while making sure you end up with a loan you can afford.
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Getting help from family

If you have a trusted family member who's willing to go guarantor on your home loan, we can help facilitate this in a way that protects everyone.

How the banks calculate your borrowing power 

Each lender has different policies they use to work out how much they're willing to lend you to purchase a property. We have the insight into what they're looking for:
1
Income
The banks want to know whether you have steady income to support the loan
2
Liabilities
Your existing commitments like personal loans, credit cards and store accounts
3
Expenses
The amount you spend on day-to-day living, insurances, and shopping
4
Credit history
Your credit score gives the bank an idea of how you handle your debt
Calculate your borrowing power

Are you ready to get started?

Expert guidance and impeccable service
If you've got big goals, we've got the expertise to help you make it happen. We'll scour the market for the most competitive products, negotiate with the banks, and make sure the process is seamless.
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Speak to one of Brisbane's best mortgage brokers
Emerge Finance
Emerge Finance are award-winning Brisbane mortgage brokers who work hard to make the home loan process as seamless as possible. We work with ambitious people who want more out of life, and we look forward to helping you on your property journey too!

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Copyright © Emerge Finance ABN 12 556 056 784 | Credit Representative Number 465 382 is authorised under Australian Credit Licence Number 389328. Your full financial situation and requirements need to be considered prior to any offer and acceptance of a loan product.

Credit Representatives 370963 authorised under Australian Credit Licence Number xxxxxx

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We'd love to discuss your options. Give us a call or leave your details and we'll get back to you shortly.

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